FAQ

Home and contents insurance to those who are renting out all or part of their property on a recognised sharing economy platform such as Airbnb, Stayz or TripAdvisor.

The insurance ShareCover provides is not the same as the cover from your standard home and contents insurance policy; landlord policy; or from covers and guarantees provided by platforms. Rather, ShareCover focuses on providing cover against risks associated with having a guest in your property – specifically for certain instances of property damage or loss arising from a guest’s act or omission.

ShareCover offers three distinct policies:

• ‘Pay-per-night’ which will cover you for a single period of temporary residential accommodation of 90 days or less, which can include multiple guest-stays, and you only pay for the nights when you have a paid guest staying.
• ‘Short-stay Rental - Apartment’, which will cover your strata property for any periods of temporary residential accommodation (any number of discrete guest stays) of 90 days or less, during a 6 or 12-month period of insurance.
• ‘Short-stay Rental - House’, which works the same way as the apartment policy but provides cover for free standing house properties. Both our Short-stay Rental Apartment and House policies are designed for hosts who rent out for most of the year.

For more details about how ShareCover works, what it does and doesn’t cover, and how to claim, see our Product Disclosure Statements (PDS).