Short-stay Rental Apartment
Do you rent out your apartment full-time on platforms like Airbnb and Bookabach?
Our Short-stay Rental Apartment policy covers your property for 6 or 12 months
Coming soon.
Why choose Short-stay Rental Apartment?
Comprehensive
- Cover for guest related damage and general building and contents
- Cover for 6 or 12 months
- Your standard landlord insurance may not cover short-stay renting
Streamlined
- No more brokers or long phone calls – manage and purchase your policies through your ShareCover account. No fuss.
Trusted
- Specialist insurance for short-stay rentals
- We’ve covered over 500,000 nights
- Backed IAG, Australia’s largest general insurance group
You choose the sum insured for your building up to $500k and contents up to $500k with $10m of liability cover included.
What does Short-stay Rental Apartment cover?
Guest related damage and liability
- Fire
- Impact
- Explosion
- Theft or attempted theft
- Malicious damage
- Bursting, leaking, discharging or overflowing
- Riot or civil commotion
- Identity theft
- Accident
- Accidental breakage
- Liability
Building and contents
- Fire
- Impact
- Explosion
- Theft or attempted theft
- Malicious damage
- Bursting, leaking, discharging or overflowing
- Riot or civil commotion
- Accidental breakage of glass
- Natural perils (Bushfire, Lightning or thunderbolt, earthquake or tsunami, Storm or rainwater and Flood etc.)
Additional benefits
- Change of locks
- Electric motor burnout
- Emergency services access
- Failure to vacate
- Glass breakage
- Loss of rental income
- Pet damage
- Prevention of access
- Tax audit
- Temporary accommodation
For a full list of covered events, please read the PDS. This cover is subject to exclusions and limitations, and for a full list please read the PDS.
Things to note
- The Short-stay Rental Apartment policy only provides cover for loss or damage to your apartment that is owned under company share, stratum or strata title. It does not cover common areas or anything that is not your apartment that should be insured by the body corporate or owners corporation insurance.
- Short-stay rental Apartment does not cover damage caused by the host, the host's family, the owner, the owner's family or someone living with the host or owner in the property.
FAQs
You can be confident in knowing we're proudly backed by AMI.
We’ve been looking out for Kiwis since founding in Christchurch in 1926 as the South Island Motor Union (SIMU). From humble beginnings, AMI Insurance has changed a little bit over these past 91 years, which has involved us becoming part of IAG, the largest insurance group in New Zealand and Australia.
We know that the world is changing with technology, lifestyles and attitudes, so we’re making sure that we continue to strive to be readily available and relevantly accessible to all our customers. This thinking has helped us to become one of New Zealand’s leading general insurers. But we haven’t stopped there, we make sure we’re here for you through the thick and thin of it all, for whatever you need – big or small claims. Each one is important to us because we know when someone has your back, you can relax and enjoy life that little bit more.
IAG's businesses underwrite over $11billion of premium per annum, selling insurance under many leading brands including and NZI, State, AMI and Lumley Insurance.
ShareCover is issued by IAG New Zealand Limited, a wholly owned subsidiary of Insurance Australia Group, Australasia’s largest general insurer. When making decisions about a product, always read the Product Disclosure Statement (PDS). You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.
ShareCover Enterprises is owned by Insurance Australia Limited and is not related to either Airbnb, Bookabach, Booking.com, TripAdvisor, Spacer, and Uber. References to these platforms on this website do not constitute an endorsement by these platforms of ShareCover nor an endorsement of these platforms by ShareCover; nor IAG being partnered with these platforms.