FAQ
What is liability? Does ShareCover offer liability cover?
Liability refers to financial costs you face from a claim or legal action made against you by another party, which could be a guest.
For example, a guest may trip down the stairs in your home and become wheelchair bound. The guest could take legal action against you to compensate them from lost earnings and cost of care for the rest of their lives, which could run into millions of dollars. If you are found to be responsible for the accident, and you don’t have liability cover, you may have to personally foot the bill.
ShareCover offers liability cover of up to $10 million, should you be held legally liable for injury or damage as owner of your home during a guest’s stay.
Please see our Product Disclosure Statements for more details.
Related Questions
ShareCover is issued by IAG New Zealand Limited, a wholly owned subsidiary of Insurance Australia Group, Australasia’s largest general insurer. When making decisions about a product, always read the Product Disclosure Statement (PDS). You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.
ShareCover Enterprises is owned by Insurance Australia Limited and is not related to either Airbnb, Bookabach, Booking.com, TripAdvisor, Spacer, and Uber. References to these platforms on this website do not constitute an endorsement by these platforms of ShareCover nor an endorsement of these platforms by ShareCover; nor IAG being partnered with these platforms.