FAQ

For full details on what is and isn’t covered under ShareCover’s ‘Pay-per-night’ policy, read the Product Disclosure Statement (PDS).

This policy covers you for a bunch of risks associated with renting your property on sharing economy platforms like Airbnb, Bookabach and TripAdvisor. It also doesn’t cover you for some risks.

Importantly, ShareCover may cover you where your standard home and contents insurance, landlord insurance, or guarantee provided by the sharing economy platform you’re using, may not.

As detailed in the PDS, ShareCover provides cover for your home and its contents only whilst it is being used as temporary residential accommodation (through a recognised sharing economy platform like Airbnb, Stayz or TripAdvisor), for loss or damage that is directly caused by a guest’s (or a guest’s visitor’s) act or omission. This includes events such as; theft, accidental and malicious damage, loss of rental income and liability.

It is important to note that this policy does not replace the need for home and contents insurance that covers your use of the property and damage by natural perils (storms, bushfire, flood etc.). Among other things, ShareCover will not cover spaces that are being sub-let without written consent from the landlord or owner.

Remember to check the PDS for full details on what is and isn’t covered under this policy.

If you have any doubts or queries about what is and isn’t covered by ShareCover, contact us.