**The insurance ShareCover provides is not the same as the cover from your standard home and contents insurance policy; landlord policy; or from covers and guarantees provided by platforms. **
ShareCover offers flexible home, contents and liability insurance specifically for those renting their property through recognised sharing economy platforms like Airbnb, Stayz and TripAdvisor. ShareCover can operate in some cases without, and in tandem with, your standard home and contents policy, which may not necessarily cover you for damage or loss resulting from acts or omissions of guests renting or sharing your property. This is often because short-term renting and home-sharing are recognised as commercial uses of property, and thus fall outside of cover provided by personal, residential homeowner’s insurance.
ShareCover operates as a flexible form of cover, to support your participation in the sharing economy. Make sure to look closely at the policy you have chosen to see what it covers and how it works best with homeowner’s insurance.
For more details about how ShareCover works, what it does and doesn’t cover, and how to claim, see our Product Disclosure Statements.
If you have any doubts or queries about how ShareCover works, please contact us.
ShareCover is issued by IAG New Zealand Limited, a wholly owned subsidiary of Insurance Australia Group, Australasia’s largest general insurer. When making decisions about a product, always read the Product Disclosure Statement (PDS). You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.
ShareCover Enterprises is owned by Insurance Australia Limited and is not related to either Airbnb, Bookabach, Booking.com, TripAdvisor, Spacer, and Uber. References to these platforms on this website do not constitute an endorsement by these platforms of ShareCover nor an endorsement of these platforms by ShareCover; nor IAG being partnered with these platforms.